Skip to content

Do You Need A Florida Licensed Contractor For That Home Repair?

fix_something_rest_300_wht_12771 If you just purchased a handyman special house, need some work done on your home or thinking about purchasing new appliances, be careful.  The work or installation may require a licensed contractor under Florida law.

Not sure that the work needs a licensed contractor?  Not sure if the person you’ve hired holds the required license?  Is the license current and active?  No matter what it says on the business card or magnetic signs on the side of that truck, verifying the professional construction license with the Florida Department of Professional Regulation (DBPR) makes good sense and may protect your home from unqualified workmanship.

Is a County or City permit required for the job?  Does the individual performing the work have insurance? What about their background?  Do they have a criminal history?  After all, you are giving them access to your home.  Hiring a licensed professional is the only way to ensure that you are complying with the regulations.  If you have not hired a properly licensed professional, it may cost you money in the long run when you receive a citation for lacking the proper permitting and the job may not be up to the proper work standard required by ordinance or state law.  You also run the risk of losing your money if you have an unlicensed contractor take your money and disappear before completing the work.  Neither your homeowner insurance policy or the DBPR can help you if you deal with unlicensed individuals or companies.worker_display_with_power_drill_300_wht_14621

If you have any unresolved conflicts or disputes you will have recourse if you use a properly licensed professional.  The DBPR has the authority to investigate complaints and discipline the licensee if necessary.  Below is a partial list of work that does or does not require a construction license.

Be smart.  Be safe.  Go to the DBPR’s website to verify that you have a properly licensed contractor working on your home.  The list below is not comprehensive and the DBPR recommends calling them if you have any concerns at 850-487-1395.

 

Needs a License Does not need a license

Build a carport or sunroom for compensation.

Install a driveway or install pavers/tile walkways regardless of compensation.

Construct a roof for compensation.

Install awnings that do not become a fixed part of the structure regardless of compensation.

Install a dishwasher (requires connecting to drinking water) or replace a hot-water heater for compensation.

Add a water filter onto a faucet regardless of compensation.

Install a central air-conditioning unit for compensation (requires structural work and wiring).

Insert a plug-in A/C window unit regardless of compensation.

Clean central air and heat ducts for compensation (requires partial disassembly of the system, such as removal of air grills).

Change an A/C filter or cleaning ducts that do not require removal of the air grills regardless of compensation.

Repair or replace swimming pool pumps for compensation.

Clean swimming pools.

Install an above-ground pool regardless of compensation.

Perform plumbing work or irrigation installation that requires the contractor to connect lines to potable (drinking) water for compensation.

Install or repair irrigation systems that have a backflow preventer connected to a potable (drinking) water supply regardless of compensation.

Build a barn, metal building, or detached garage for compensation.

Install prefabricated tool shed less than 250 square feet in size regardless of compensation. The shed may be up to 400 square feet if it bears the insignia of approval from the Department of Community Affairs.

Remodel a home that requires alteration or replacement of a load-bearing wall for compensation.

Paint; install cabinets, wood or tile flooring, and insulation regardless of compensation.

Installation or replacement of drywall if the contract also includes work on the load bearing part of the wall, plumbing, electrical, or air conditioning work.

Installation or replacement of drywall if the contract does not include other work on the load bearing part of the wall or any plumbing, electrical, or air conditioning work.

 

For information on obtaining a real estate license or are considering a career in Real Estate and live in the Tampa Bay area, Contact Nature Coast Real Estate School’s website for our schedule of classes.

Nature Coast Real Estate School offers LIVE CLASSROOM and ONLINE INSTRUCTION for Pre and Post Licensing Classes for Sales Associates and Brokers, as well as Weekend Exam Prep Courses.  We have FOUR convenient locations to serve the Real Estate Licensing needs of Pasco and Hernando Counties:

78 Commerical Way, Spring Hill  

2715 Forest Rd, Spring Hill 

11923 Oak Trail Way, Port Richey

2144 Seven Springs Blvd, Trinity 

For more information on the location and class preparation, call Jeanne Gavish at 352-650-1029 or email me at jmgavish@aol.com.  

 

Nature Coast Real Estate School

 

Welcome Instructor Bob Ridle to Nature Coast Real Estate School

Bob Ridle NCRESlogo (2) editedNature Coast Real Estate School welcomes Bob Ridle!  Bob will be teaching Sales Associate Pre and Post Licensing classes for Sales Associates and Brokers in our Port Richey, Florida and Trinity Florida locations.

Bob is currently the Director Of Education with Florida Luxury Realty in Port Richey, Florida and Instructors Faculty member with Florida Realtors Association.   Bob has designed, developed and instructed several courses for corporations and local board of Realtors®. Bob has participated in the Florida Realtors “Instructor Development Workshop” and has earned the privilege to teach “Working With Senior Citizens”, “Becoming Your Market Expert: An introduction to Industrial Data & Analysis” as a continuing education classes for Florida Realtors®.

Active in the West Pasco Board of Realtors®, Bob was awarded the “Rookie Of The Year 2011” award for his first year of active service, and “Outstanding Committee Chairman in 2012”. Bob has served as Education Committee Chairman (2012) for the West Pasco Board of Realtors®.  Bob has served on the My Florida Regional MLS (MFR) FCAT Committee in 2012 and is on the MFR Technology Committee for 2013.

Bob is involved in his community and church.  He is the liaison between Cub Scout Pack 40 and their sponsoring organization.  He is also a lay reader, lay preacher and elder at St. Mark’s Presbyterian Church in  Hudson, Florida.

Bob is married and has two sons.

For information on obtaining a real estate license or are considering a career in Real Estate and live in the Tampa Bay area, Contact Nature Coast Real Estate School’s website for our schedule of classes.

Nature Coast Real Estate School offers LIVE CLASSROOM and ONLINE INSTRUCTION for Pre and Post Licensing Classes for Sales Associates and Brokers, as well as Weekend Exam Prep Courses.  We have FOUR convenient locations to serve the Real Estate Licensing needs of Pasco and Hernando Counties:

78 Commerical Way, Spring Hill  

2715 Forest Rd, Spring Hill 

11923 Oak Trail Way, Port Richey

2144 Seven Springs Blvd, Trinity 

For more information on the location and class preparation, call Jeanne Gavish at 352-650-1029 or email me at jmgavish@aol.com.  

 

Nature Coast Real Estate School

 

How to Schedule your Florida Real Estate Licensing Exam

Nature Coast Real Estate SchoolIf you have submitted your Real Estate Sales Associate or Broker License Application and have been tracking the progress of your application, you will eventually notice the status “EXAM ELIGIBLE”. Congratulations!  You have been approved to the the exam, but may not know how to proceed. 

The good news is, you do not have to wait to hear from Pearson VUE, although you should receive an email (if you have an email address) or an authorization letter in the mail.  If you have been anxiously awaiting to hear that you are eligible to take the state exam, you may contact Pearson VUE directly through their website or by phone at 888.204.6289.

You will be required to submit a valid email address and pay at the time the exam is scheduled. You will not be able to pay at the test site on the day of the exam.  

If you wish to take the exam in Spanish, you must make your language preference known when scheduling your exam. If you do not make the request at reservation time, your exam will be in English.

Make sure you bring proper identification to the test site!  Two forms of signature identification are required.  One must bear your photo.  Your name and address must match the application submitted to the DBPR.  Government issued identification such as driver’s license, state identification card, passport and military identification card are acceptable. YOU MUST BE PREPARED TO SHOW PROPER I.D. TO GAIN ADMISSION TO THE TEST SITE. Student, employment I.D. cards and photo bearing credit cards are not acceptable as a picture bearing identification.

If the name on one or both forms of identification does not match the name listed in the vendor registration system, you must present an official document detailing why your name was changed. Examples of permissible documents accepted at the test center for this purpose include divorce papers, marriage licenses, and/or permanent resident certificates.

Remember to bring your Completion Certificate from the accredited Real Estate Licensing School to the Test Site.  Keep a copy for your records in case you need to retake the exam. You will need to provide the Completion Certificate if you retake the exam.

For information on obtaining a real estate license or are considering a career in Real Estate and live in the Tampa Bay area, Contact Nature Coast Real Estate School’s website for our schedule of classes..

Nature Coast Real Estate School offers LIVE CLASSROOM and ONLINE INSTRUCTION for Pre and Post Licensing Classes for Sales Associates and Brokers, as well as Weekend Exam Prep Courses.  It is conveniently located to serve the Real Estate Licensing needs of Pasco and Hernando Counties in the UHL Plaza at the Pasco and Hernando Line on US 19. 

For more information on the location and class preparation, call Jeanne Gavish at 352-650-1029 or email me at jmgavish@aol.com.  

Nature Coast Real Estate School

 

Florida Real Estate Course Classroom vs Distance Learning

Nature Coast Real Estate SchoolShould you take the Florida Real Estate Licensing Course Online at your pace and schedule or should you take the course with Live Classroom Instruction?  Does the value of having a State Licensed Real Estate Instructor outweigh the effort involved in adjusting to a classroom schedule?

The Florida Bureau of Education and Testing for the Department of Business and Professional Regulation began tracking the pass rates for both formats in the Spring of 2013.  A total of 6,422 candidates responded to the question of how they completed the required education.  The results were separated into First Time Testers and Retakers of the State Exams for the period from April 1-June 4, 2013.

Of the First Time Testers who responded, 2076 received classroom instruction and 646 took the course online.  The Pass Rate for classroom attendees was 35% vs the online candidates’ pass rate of 51.9%.

For Retakers who responded, 2,541 received classroom instruction and 650 took the course online.  The Pass Rate for Classroom Attendees was 31.7% and for Online Candidates was 40.5%.

This was shocking to the Real Estate Instructors who attended the Continuing Education Seminar where this information was released. 

Some points to consider involving this information:

  • Not all students are suited to the online format, so those who did choose this option were comfortable with the self taught format of an online class.  This may not make them representative of the overall student body polled.
  • Without the advantage of an instructor to lecture and explain concepts, the online candidates may have a greater tendency to read the entire text very carefully, rather than rely on the instructor for information.
  • There is no evidence to determine whether any additional resources were utilized, such as an Exam Preparation and Review Course for either segment.

At Nature Coast Real Estate School, I caution the students to read each chapter in advance of the class to maximize the classroom experience, to read the entire text before attempting to sit for the State Licensing Exam, and to download and read the Candidates Information Booklet for Sales Associates prepared by the Department of Business and Professional Regulation.  The Florida Real Estate Exam Manual is a great resource for Candidates for both the Sales Associate and Broker Licenses, and is the manual used for Nature Coast Real Estates Weekend Exam Prep Course.

Read my Blog Post for Tips on How to Pass Your Real Estate Exam to maximize your chances of passing the State License Exam on the first try, no matter which format you choose to do your licensing course.  

Nature Coast Real Estate School offers Live Classroom Instruction for Sales Associate and Broker Courses and is conveniently located at the corner of County Line Road and US 19 to serve the Real Estate Licensing needs of Hernando and Pasco Counties.  You may call me at 352.650.1029 or email me at jmgavish@aol.com for more information regarding the licensing process.

Florida Accredited Real Estate School

Tips To Pass Your Florida Real Estate State License Exam

NCRESlogo (2)The greatest source of stress for Florida Real Estate Licensing Candidates is the fear that they will not pass the State Licensing Exam.  They have heard from those in the business that the exam is confusing, grueling, filled with trick questions and many anxiety raising stories of unsuccessful attempts to pass the exam.  

Many students have not seen the inside of a classroom for years or even decades, which adds to the feelings of inadequacy and apprehension.  If there is financial stress added to the mix of emotions it can truly heighten the pressure.  

However, while a little anxiety is normal and can drive one to prepare or even overprepare, too much stress and internal pressure can be counterproductive.  The toxic chemicals in the body can inhibit the rational brain’s functioning and cause failure.  

So how do you increase your chances of passing the exam on the first attempt?  Adequate preparation, a positive attitude, rest, and common sense go a long way.

Students who take the course online are pretty much on their own, having no instructor to explain or clarify points, or give real life examples for how to apply concepts.  Consequently, they tend to read everything in their text thoroughly and repeatedly.  The Bureau of Education and Testing of the DBPR has begun tracking test taking results for Online versus Classroom Students and the results favored the online students in pass rates.

Do not rely on your instructor’s lecture and your highlights as sole preparation for the exam.  Read the text thoroughly.  The Bureau of Education and Testing has a Candidates Information Booklet that was revised in August 2013 to include an Examination Content Overview and Outline (pg 3-5) that separates and gives weight to subject areas to study.  Download from the DBPR website and read carefully.  It gives links to the Statutes and Administrative Codes that are in the text and information and advice for passing the test (pg 9-11).

If there is an Exam Prep Course offered, usually available on weekends, attend the class but be prepared because they are fast paced and meant to be a review, not a teaching tool.  Nature Coast Real Estate School uses the Florida Real Estate Exam Manual for Sales Associates and Brokers published by Dearborn for the Exam Prep Class.  There are over 600 questions with answers and rationales and here is one of the greatest tools for passing….

MARK THE CORRECT ANSWER TO EACH QUESTION AS GIVEN IN THE TEXT.  STUDY THE QUESTION AND THE CORRECT ANSWER ONLY. Do NOT even look at the incorrect answers to the questions in the Exam Manual because if you do you are imprinting incorrect answers in your brain. If you try to “test” yourself” you may see multiple answers that “look familiar” when you are sitting in front of the test screen  at the State Exam site.  Study the question and correct answer only so that when you read the question, only the correct answer comes to mind.  You are then sufficiently prepared to attempt the State Exam.

Keep your test date a private matter so that you do not have to worry what others will think if you do not pass on your first attempt.  Make sure you arrive early to the test site so that you have have plenty of time to get processed and REMEMBER TO BRING YOUR COURSE COMPLETION CERTIFICATE TO THE EXAM SITE.  You cannot sit for the exam without it.

 Take the time to go through the Tutorial when you sit down to your computer.  It will not count against your time.  Read through the test and only answer the questions that you feel confident answering the first time.  Then go back after you have read each question once and make sure to budget your time.  The adrenaline levels will be reasonable by that time and you will realize that you know more than you anticipated.  You can skip questions or mark them for review.  Save the math for last, since you utilize a different part of the brain for math.  DO NOT second guess yourself and change answers when you are reviewing unless you are certain you misread the question the first time.

Nature Coast Real Estate School offers LIVE CLASSROOM INSTRUCTION for Pre and Post Licensing Classes for Sales Associates and Brokers, as well as Weekend Exam Prep Courses.  It is conveniently located to serve the Real Estate Licensing needs of Pasco and Hernando Counties in the UHL Plaza at the Pasco and Hernando Line on US 19. 

For more information on the location and class preparation, call Jeanne Gavish at 352-650-1029 or email me at jmgavish@aol.com.  

Florida Accredited Real Estate School

Spring Hill Real Estate Class at New Location

Nature Coast Real Estate SchoolNature Coast Real Estate School is excited to announce the opening of its new location at 78 Commercial Way in the UHL Plaza in Spring Hill.  Conveniently located at the corner of US 19 and County Line Rd at the Pasco County and Hernando County Line, the school will now be offering expanded class formats.

The October 21, 2013 class will be held at the new location, and will be offered Monday, Wednesday and Thursday evenings from 5:30-9:30 pm for 5 weeks.  The course manual is included in the fee.  Students need to bring two colored highlighters (one yellow, one your choice) to class as well as a calculator.  

Students are encouraged to register online at the school website if they need to pay by credit card or can register onsite the evening of class.  Call 352-650-1029 for details regarding onsite registration and available seating.

As part of growing pains, the new Web Host has not updated the website School Calendar.  See below for the 2014 Class Schedule:

February 24-March 7 Monday-Thursday 9-5

April 7-May 8 M,W,Th 5:30-9:30 pm

June 9-20 Monday-Thursday 9-5

July 14-Aug 14 8 M,W,Th 5:30-9:30 pm

Oct 20-Nov 20 8 M,W,Th 5:30-9:30 pm

December 1-12 Monday-Thursday 9-5

Nature Coast Real Estate School also periodically offers the Weekend State Exam Prep Course.  This is an intense, fast paced refresher course from 8am-5pm Saturday and Sunday. This is a great opportunity for Sales Associates and Broker Candidates, especially if there has been a time lapse since completing the Pre-Licensing Course. Currently scheduled for 2014:

December 14-15

March 29-30

May 17-18

July  5-6

August 30-31

September 27-28

December 27-28

If you have any questions about a career in real estate in Florida, please call or email me, or visit my website.  If you have any questions about the licensing process, the Division of Real Estate has a complete Candidate Information Booklet to guide you through the process of getting your license.  To apply for a real estate license in Florida, follow the link to the license application.


Florida Accredited Real Estate School

Tampa Bay Real Estate Broker Class January 6

Spring Hill FL Real Estate SchoolIf you are looking to take your Real Estate Career to the next level, increasing your knowledge and ability to earn more money in your profession, Nature Coast Real Estate School is offering a Broker Pre Licensing class on January 6, 2014.  The Florida Real Estate Broker State Licensing Exam underwent drastic changes this year.    The intent was to make sure that Broker Candidates have more real world knowledge of the business before qualifying to open their own brokerage firm.

The majority of Broker Candidates are interested more in the education and knowledge than opening a Brokerage Firm, and find that they enjoy enhanced credibility as a result of the upgrade of their license.  Some of the changes in the exam include:

FOR BROKERS:

  • Greater Emphasis on Brokerage Business.  This is to ensure that the Broker candidate has a grasp of the real world problems that they will be responsible for solving for themselves and their sales associates.  See a sample of what to expect by clicking the link as the emphasis has changed to cases related to Real Estate Transactions.  There are eight (8) points on case related questions.
  • No Closing Statement Worksheet. The obsolete Composite Closing Statement has been removed from the exam.
  • Familiarity with the new HUD-1 Settlement Statement.  Candidates need to be familiar with pages one and two, be able to read a case, interpret and perform basic calculations, and know where the figures should appear.  Some of the important figures and  calculations are:
  1. Prorations of Rent, Association Fees, Property Taxes
  2. Government Recording and Transfer Charges: Documentary Stamp Taxes on Deed and Note, Intangible Tax
  3. Sales Price
  4. Binder (Good Faith) Deposit
  5. Third Party Financing 
  6. Purchase Money Mortgage (Seller Financing) 

Settlement Statement
Sample Question
How much are the government transfer taxes for
Buyer and Seller and where is this information
placed on the HUD-1?
A. Seller $952; Buyer $204; Page Two
B. Seller $952; Buyer $748; Page One
C. Seller $1,190; Buyer $748; Page Two *
D. Seller $1,190; Buyer $748; Page One

Settlement Statement
Sample Question
How much is the Buyer’s new mortgage and
where is this information placed on the
settlement statement?
A. $136,000 Credit to Buyer; Page One*
B. $136,000 Debit to Buyer; Page Two
C. $158,100 Credit to Buyer; Page Two
D. $158,100 Credit to Seller; Page One

Settlement Statement
Sample Question
The binder deposit on the HUD-1 is
A. $11,900 Debit to Seller; Page One.
B. $11,900 Credit to Buyer; Page Two.
C. $ 3,000 Debit to Buyer; Page Two.
D. $ 3,000 Credit to Buyer; Page One*

Settlement Statement
Sample Question
Where is the sales price placed on the
settlement statement?
A. Page One, Debit to Seller only
B. Page One, Credit to Seller, Debit to Buyer*
C. Page One, Debit to Seller, Credit to Buyer
D. Page Two, Credit to Seller only

Candidates are strongly urged to download the Broker Candidate Information Booklet, effective July 25,2013 for more details.  The detailed content outline below will maximize the Candidate’s preparedness for the exam and maximize their chances for a successful outcome.

Content Outline
I. Real Estate Brokerage Business (43%)
II. Valuing Real Property (9%)
III. Listing and Selling Real Property (6%)
IV. Contracts (11%)
V. Financing (4%)
VI. Closing Transactions (12%)
VII. Federal Income Tax Laws (5%)
VIII. Investment (4%)
IX. Zoning and Planning (1%)
X. Environmental Issues (1%)
XI. Property Management (1%)
XII. The Real Estate Market (3%)

Don’t be surprised if you find that there are 103 questions on your exam rather than 100.  Effective September 13, 2013, there are pilot items that may be included in the test, but they do NOT count as an exam question on your final grade.  While this may be confusing, it is a method the Bureau of Testing is now using to see the effectiveness of their questions.

For more information on the location and class preparation, call Jeanne Gavish at 352-650-1029 or email me at jmgavish@aol.com.   I can also be found on Facebook and Linkedin.

Nature Coast Real Estate School is located at the corner of County Line Rd and US 19 at the UHL Plaza in Spring Hill Florida.  It serves the Real Estate licensing needs of Pasco County and Hernando County offering live classroom instruction.


Florida Accredited Real Estate School

Follow

Get every new post delivered to your Inbox.

Join 135 other followers